Credit Repair & Debt Settlement Services

Credit Repair Services:

Paying for credit repair services and getting a generic dispute letter sent on your behalf, is a complete waste of money, and it's not going to repair your credit. Generic never works, and disputing without knowing whether you have a legitimate case is a waste of your money. You won't find that here.

We will communicate with the three major credit reporting agencies, (Innovis and Check Systems, if necessary) on your behalf, via telephone, fax, internet, e-mail and/or written communications (whichever it the most affective for that particular situation). We will also monitor the correction and deletion of negative inaccurate, unverifiable and incomplete information from your credit reports for as long as you remain enrolled in our program. We do a FULL investigations and dispute process, with the bureaus, AND the creditors, collections agencies and courthouses. We also defend your rights to have all of these things done in accordance with the procedures and timeframes laid out in the laws!

Program Choices

We are proud to offer two program choices to address your particular credit needs-The Silver and The Silver Plus. During the sign-up process, you can easily add additional custom services, as well as taking advantage of special discount offers. You can also upgrade or cancel at any time.

Here is a brief look at each of the programs:

The "SILVER" Program

1. Personalized Dispute Options to Fit Your Exact Credit Repair Needs
2. An Experienced Case Analyst and Case Advisor Working Personally With You Throughout The Process
3. Unlimited Custom Dispute Letters Submitted On Your Behalf To The Credit Bureaus
4. Access to Your Case Status and Updated Information - 24 Hours A Day / 7 Days A Week
5. Our Online Dispute-Manager Allows You To Customize And Control The Dispute Process 
    

The "SILVER PLUS" Program

1. Unlimited Validation Challenge Letters to Creditors
2. Unlimited Creditor Goodwill Request Letters
3. Personalized Dispute Options to Fit Your Exact Credit Repair Needs
4. An Experienced Case Analyst and Case Advisor Working Personally With You Throughout The Process
5. Unlimited Custom Dispute Letters Submitted On Your Behalf To The Credit Bureaus
6. Access to Your Case Status and Updated Information - 24 Hours A Day / 7 Days A Week
7. Our Online Dispute-Manager Allows You To Customize And Control The Dispute Process  
    

Debt Settlement Services:

Our Debt Reduction Program is a viable solution for consumers struggling with debt, and who need relief fast. Credit & Associates may be able to dramatically lower your overall debt, in the shortest amount of time - while protecting you from having to file bankruptcy.

Where we differ from other debt reduction programs, is that were here first and foremost to help improve your credit. While your debt specialists are working to reduce your debt, your credit case officer will be working hard to implement strategies that are geared to help offset some of the negative impact of debt settlement.

Learn more about our Debt Settlement services

Identity Theft Services: Were confident no one offers a more complete identity theft protection and recovery service. Why is ours more? Because most identity theft services simply try and prevent identity theft. Credit & Associates offers the same protection, but it doesn't stop there.

If you're identity is stolen, thats when you need help the most. Our identity specialists will work on your behalf to help fix the damage. Well file the necessary paperwork, deal with police investigators and your creditors, and help restore your good name with as little possible inconvenience to you.

To find out more about our identity theft services, call us toll free: 1-800-800-2112