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Frequently Asked Questions...If you have questions, we're here to answer them for you. Here's a selection of our most frequently asked questions. If you can't find the answer that you are looking for just go to our Contact Us Page and send your question over or give us a call. We are easy to talk to!Frequently Asked QuestionsJust click on the question to scroll down to the answer!
What's it take to get started? Signing up for our program couldn't be any easier. It only takes a matter of minutes and can be done right here on our website. You will receive a follow-up email as well as a phone call after signing up in order to get the process started right away. Back to Questions What exactly does your program do? We have developed an incredibly user-friendly program that anybody can take advantage of. In fact, all you really have to do is sign-up on our website, we'll take care of the rest for you! We start with a detailed analysis of your credit report, examining every single item and keeping a look out for anything incorrect or objectionable. We then take action, by way of strategically sending letters and formal disputes to your creditors and/or bill collectors in order to clean up the erroneous information. Finally, we'll consult with you every step of the way to make sure that you are fully informed and educated on every process we utilize. Back to Questions How much does it cost? Our program is one of the most cost-effective in the market today. You can get started today with a low, one-time setup fee of only $349.99 with a $59.99 to $99.99 monthly fee beginning in one month depending on which program you choose. This covers everything you need to get the most out of our program, making options and upgrades obsolete. Instead of offering additional services that raise the price like our competitors, our program is complete the moment you purchase it. Back to Questions Is your program automated? No, not at all! We are a team of highly knowledgeable credit experts who are here to help you on a case-by-case basis. Other companies rely on automated dispute software to process all of your information, but we realize that everybody's personal situation differs and that credit circumstances can vary greatly. This is why we work one-on-one with all of our customers in order to offer a fully personalized solution to your credit crisis instead of relying on a machine that can only provide generic results at best. Back to Questions Are there any guarantees? We are confident that our program will work for you, but at the same time your specific results may vary from the experiences of others who use our program. Keep in mind that if you are still experiencing credit-related issues while in the program due to your circumstances you should notify us so we may address these issues on an ongoing basis so you've got absolutely nothing to lose by trying our program. Back to Questions Does your company abide by the Better Business Bureau? Our company is proud to be BBB Accredited and we abide by all of the standards and regulations that have been set forth. Back to Questions Can my spouse sign up as well? Yes, in fact we even offer discounts to married couples that sign-up at the same time. Whether you share joint accounts or if all of your assets are kept separate, we'll make sure you get personalized and individual service every single time. Back to Questions Will you be able to help me establish new credit? If you think you will have trouble establishing your own lines of credit after working with us, think again. We can help you apply for and obtain secured and unsecured credit cards. In many cases a small deposit may be required, but this covers your entire line of credit. To learn more, visit our section on Credit Cards and view special promotional offers. Let's make sure that you get the right one for you. Back to Questions Will our personal information remain private? As stated in our site's Privacy Policy, your personal information will always remain private. Back to Questions Will this hurt my credit score? Requesting a copy of one's own credit reports will not impact your credit scores in any way as this is information that you are entitled to. However, it is important to understand that there are two different types of credit inquiries: 1) Soft inquiries, which do not affect your credit score, include requesting your own score, a lender checking your report before offering a line of preapproved credit or when a current lender decides to review your existing account, or when your credit is checked for background screening purposes; 2) Hard inquiries, which do affect your score, only occur when you are applying for a new credit. Back to Questions |
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Get Started Now What Clients Say...
"I just wanted to thank you and tell you that your system is going to be able to put me in a home almost two years earlier than I originally expected to. My credit score has jumped over 60 points in the last 3 months to a very respectable level. I will refer anyone with less than perfect credit to your services it has made a world of difference for me!!!! Thanks again!!!!"
Amy L. Boston, MA |
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