Get Credit Score Repair

Credit Repair & Debt Settlement Services

Credit & Associates has earned the trust of many people looking for a fresh start. Our credit repair and debt settlement services are personalized, affordable and risk free.Get Your Credit Report Here

Our Program Features:

  • Free Credit Analysis

    Credit Analysis

    We take a detailed look at your credit score and all of your debts to develop a great plan for restoring your credit.

  • Credit Repair

    Credit Repair

    We search for and correct any mistakes or oversights on your credit report before sending out dispute letters.

  • Debt Settlement

    Reduce Your Debt

    We negotiate with your creditors a reduction in the amount you owe.

  • Our Fresh Start Program

    A Fresh Start

    We help you to establish brand new lines of positive credit to give you a fresh start.

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Take the Tour

Step 1: Credit Analysis

Many times, our client's credit ratings aren't nearly as bad as they think they are - especially when compared to some other scores today. We'll take a highly detailed look at your credit score and all of your debts so we can develop a great plan for restoring your credit score as quickly and as efficiently as possible. Moreover, we'll consult with you during every step of the process to make sure you are in complete understand as to how your current debt will be affected.

Step 2: Credit Repair

We take our debt elimination process one step further than most of our competitors by searching for and correcting any mistakes or oversights on your credit report before sending dispute letters. We will go over your credit report in depth looking to find errors or misleading inaccurate information. In many cases this allows us to reduce your debt before we even begin talking to creditors and bill collectors, and it is a great opportunity for you to see firsthand exactly how we can help you reduce your debt.

Step 3: Reduce Your Debt

After scanning your credit and debt for any errors, we'll then start negotiations with your creditors. While we can't usually erase or eliminate your debt entirely, we can reduce the amount you owe so you'll only have to pay back a fraction of your actual debt. This process is known as debt negotiation, and we know how to make the most out of it in order to help you.

Step 4: A Fresh Start

Once your debts have been reduced to a manageable level through our debt negotiation services, it's time to get you back on the track to credit success. That's why we help you to establish brand new lines of positive credit, and credit that will help you afford such things as personal loans and property purchases.

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Free Credit Consultation

Complete the form below for a free consultation with a certified Credit Counselor.

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Proven Credit Repair Results. Our Results Speak for Themselves

Seeing is believing, you can browse just a few of the reports we have recently received back from clients showing the types of results we regularly accomplish.

Debt Relief... Learn to
Manage and Reduce Debt

See how easy it can be to reduce and manage your debt. We make the negotiation process with your creditors fast and effective. We will work with your creditors to settle all installment and revolving account debts.

What Can We Help With?

  • Late Payments
  • Collections
  • Charge-Offs
  • Bankruptcies
  • Judgments
  • Liens
  • Inquiries
  • Foreclosures
  • Repossessions
  • Identity Theft
  • Incorrect Personal Info
  • And more...
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The Law Is On Your Side

And so are we. Credit repair is not only legal, it's your right. The Fair Credit & Reporting Act grants you the right to dispute questionable items on your credit report and allows you to have assistance with the process. Knowing how the system really works is why it is smart to hire us.

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  • Our credit repair services help people repair their credit score or bad credit history with our bad credit repair kits. If you want to know how to repair your bad credit and ask yourself how to repair my bad credit, we can help